Janine El-Saghir

Learn about the cost of living in Germany, including housing, utilities, groceries, and transportation. Get insights into average salaries, tax rates, and the impact on your overall financial planning as an expat.

We explain the formats of German landline and mobile phone numbers, highlight which premium-rate numbers to watch out for to avoid accidental charges, and provide guidance on finding and obtaining a German phone number.

Learn about Germany's detailed recycling system, emphasizing color-coded bins for efficient waste sorting. Discover the processes for recycling paper, plastics, metals, biodegradable waste, and glass.

Understand the mandatory radio tax in Germany, which supports public broadcasting services. Learn who must pay, the amount, and how it's collected per household.

Learn about Germany's 16 federal states, each with unique cultural, historical, and geographical characteristics. Discover their individual constitutions, governance, and key contributions to the country's diversity.

Learn about the difference between statutory and private health insurance, how it works, benefits, costs, and our recommendations for the best private health insurance for expats in Germany.